I have been trying to tell everyone as loudly and as often as I can, Allstate Insurance Company is evil. Finally someone from within the Allsnake lair sought the warm sunlight through the confession of his sins against humanity while working as an employee of the snake.
Tony Bartelme, with The Post and Courier , reported “Storm of Money: Insider Tells How Some Insurance Companies Rig the System.” The insider was actually an Allstate employee and I’m sure Mr. Bartelme was wanting to use a broad stroke but let’s keep our eye on the head of this evil snake-Allstate.
Since it’s hard enough to encourage people to read, I will provide very simple, concise, excerpts from the article for those individuals in a rush so that they may better visualize those good hands wrapped around your throat:
- Colossusis a program that calculates how much a person might be paid for an injury claim;
- Mark Romanowas the Allstate insider that came forward in the article and was considered Allstate’s Colossus “subject matter expert”;
- Romano discovered that if he used Colossus the way Allstate did, he could save its new Encompass division millions of dollars by “turning the knobs” of the software — paying people less in claims than they would have otherwise gotten;
- In South Carolina, for instance, CNA had divided the state into two territories — the “Liberal” area around Charlestonand the “Conservative” region elsewhere. Allstate renamed the territories “Charleston” and “Palmetto.” By using Allstate’s Colossus tuning methods instead of CNA’s, Romano could reduce payments in the Palmetto region by 18 percent. Savings were even greater in the Charleston area — a 57 percent reduction. That meant the Allstate version of Colossus would turn a $10,000 claim in Charleston into a $4,300 payment!;
- People were being hurt by Colossus, and it was tearing him apart. He couldn’t turn the knobs anymore;
I know you are already tired of reading the obvious points that are being made about how evil Allstate Insurance Company has been over the past few decades. Don’t worry, it won’t effect your life until you are violently, rammed by someone covered by Allstate. Then when you suffer through your injuries for months and an Allstate insurance adjuster enters your information into a computer software program, manipulated to low ball you,-you might just remember why I was jumping up and down while pointing.
Imagine that, Romano even published a short report entitled, “Low Ball: An Insider’s Look at How Some Insurers Can Manipulate Computerized Systems to Broadly Underpay Injury Claims.”