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Local Resources for Injured Clients

At Trammell & Mills Law Firm, we’re dedicated to protecting the rights of injury victims. People get hurt while at work, in vehicle accidents, in unexpected falls, or as the result of defective products. When an injury isn’t your fault, you can use the law to be paid fairly for your treatment.  But not everyone can afford access to medical services, so where can you turn for help?

If you suffer any severe injury that results in a broken bone or serious bleeding, don’t hesitate to seek emergency room treatment at a hospital.  Your urgent health comes first. But what about other injury ailments like strains, sprains, neck or back pain? Those also need medical attention, and you’ll need a diagnosis in order to pursue legal action. But if you’re unemployed or don’t have insurance, paying for a doctor visit could be a financial nightmare.

Fortunately, there are several clinics in our area where you can find free or low-cost treatment. Most of the clinics listed below will require proof of residency and unemployment, and you may need an appointment, so check before visiting.

The Anderson Free Clinic serves residents of Anderson County who meet federal income guidelines and have no insurance. You’ll need to fill out an application and have a new patient screening. The clinic is at 414 North Fant Street. Call (864) 226-1294 or visit their website for more information: https://andersonfreeclinic.org/

Samaritan Health Clinic is the free clinic of Pickens County. You’ll need a Social Security card, photo ID, proof of residence, and proof of income. They offer exams and other medical services. It’s at 303 Dacusville Highway in Easley. Call (864) 855-0853 or see their website:  https://www.samaritanhealthclinic.org/

The Greenville Free Medical Clinic offers diagnosis and treatment for a variety of ailments. Greenville County residents without insurance and have proof of household income are welcome. GFMC is at 600 Arlington Avenue in Greenville. Call (864) 232-1470 or see their website at  http://www.greenvillefreeclinic.org/

The Golden Strip Free Clinic also serves Greenville County. This sliding scale clinic requires proof of financial need and may require some payment. 101 Howard Drive in Simpsonville. Call (864) 232-1470, or visit: https://www.freeclinics.com/det/sc_Golden_Strip_Resource_Center

In Seneca, The Rosa Clark Medical Clinic provides a variety of primary care services. You can download an enrollment form, and you’ll need an ID and current proof of income. The clinic is at 301 Memorial Drive in Seneca, and you can call (864) 882-4664. Their website is https://rosaclarkclinic.org/index.html

The Clemson Free Clinic serves Clemson, Pendleton, Central, and Six Mile.  Lack of insurance and proof of income are required. 1200 Tiger Blvd. in Clemson, (864) 654-8277. Visit their site at https://www.clemsonfreeclinic.org/

There are several free clinics in northeast Georgia. MedLink operates clinics in Hartwell, Bowman, Colbert, and Royston.  All have sliding scale payment, and you can find a list at https://www.freeclinics.com/cit/ga-hartwell

Additionally, there are other options and avenues your attorney may able to educate you on to ensure you get the treatment you need without necessarily paying up front or out of your own pocket before any settlement is reached.

If you’re an injury victim, find the health treatment you need, keep all documentation, and more importantly- call Trammell & Mills at (864) 485-8585, so you can get the settlement you deserve.

 

 

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Can You Read?

Then start doing it and stop just signing everything people put in front of you. Yeah, I know those are long contracts and sometimes they have big words but once you sign that contract, you are obligated to what the contract says. Courts often times look to the “four corners” of the document.

In Regions Bank v. Schmauch, 354 S.C. 648, 663-664 (S.C. Ct. App. 2003), the court set forth numerous cases illustrating the same point:

  • A person who signs a contract or other written document cannot avoid the effect of the document by claiming he did not read it.Sims v. Tyler, 276 S.C. 640, 643, 281 S.E.2d 229, 230 (1981); Evans v. State Farm Mut. Auto Ins. Co., 269 S.C. 584, 587, 239 S.E.2d 76, 77 (1977).
  • A person signing a document is responsible for reading the document and making sure of its contents. Every contracting party owes a duty to the other party to the contract and to the public to learn the contents of a document before he signs it.Burwell v. South Carolina Nat’l Bank, 288 S.C. 34, 39, 340 S.E.2d 786, 789 (1986); Sanders v. Allis Chalmers Mfg. Co., 237 S.C. 133, 139-40, 115 S.E.2d 793, 796 (1960); Stanley Smith & Sons v. D.M.R. Inc., 307 S.C. 413, 417, 415 S.E.2d 428, 430 (Ct. App. 1992).
  • One who signs a written instrument has the duty to exercise reasonable care to protect himself. Maw v. McAlister, 252 S.C. 280, 285, 166 S.E.2d 203, 205 (1969);
  • The law does not impose a duty on the bank to explain to an individual what he could learn from simply reading the document.” Citizens & S. Nat’l Bank of South Carolina v. Lanford, 313 S.C. 540, 545, 443 S.E.2d 549, 551 (1994).

There are exceptions and unique instances that could vary but the general rule is: read before you sign. People enter into contracts every day over real estatepersonal propertyrental agreements/termsemploymentinsurance settlements, etc. If you don’t understand what you are signing ask someone to help you better understand it.

Real World Examples:

  1. Real Estate Foreclosures– You never asked anyone what an ARMwas? It sounded great for the moment but all of the sudden your payments tripled. That’s not fair! Why the hell not! You agreed to it in a contract you probably signed 10 times. Why is it the bank’s fault because you didn’t read the fine print?
  2. Automobile Insurance– You checked the boxthat said you did not want the optional UIM insurance. Then you get injured by someone with minimum coverage that has no personal assets.  What can you do? Well the insurance company never explained what UIM was. Did you ask them? Or were you in a hurry and just wanted the cheapest coverage?  Oh, never mind, it doesn’t matter you already signed the contract.
  3. Car Loans– You were in a bind and you were way behind and you were willing to make a deal, …… and if you win you’ll get this shiny car made of steel, …..but if you lose the devil gets your soul. So you agreed to a $15,000.00 loan for that 98 Mercury van with 100,000 + miles. They paid you $2,500.00 up front in cash and you financed the rest at 35% interest over the next five years. You get in a wreck the next week and the at fault insurance company tells you the car is worth $2,500.00. What about that loan you agreed to? Will you still have to pay it? Yes sir, indeed. You know why? You signed a contract.

DISCLAIMER: This is not legal advice merely common sense illustrated by legal opinions and case law.  We have not entered into a attorney client relationship. Feel free to consult with an attorney about any contract you do not understand.

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Medical Treatment Options for Injury and Accident Victims

You’ve been injured through no fault of your own and need medical treatment. What do you do when somebody else is responsible for your injuries but their insurance company will not pay up front for your medical care? Instead they will offer you payment all in one lump sum upon you reaching maximum medical improvement.  How do you get from where you are to where you need to be?

  1. Don’t sign anything from the at fault party’s insurance company or do a recorded statement until you are in a the right state of mind to do so.  That does not mean in the hospital bed with a morphine drip hours after the traumatic incident. Regardless of what the insurance adjuster says, it can wait and it will not expedite anything. It could only complicate things. (It’s never a good idea to sign anything from an insurance company without at least talking to an attorney-most times without any costs to you);
  2. Seek treatment from an emergency roomor minor care facility where there is no appointment or prior consultation necessary.  Only you can judge the need for emergent medical care based on your injuries and pain level, no one else;
  3. If you have health insuranceMedicare, and/or Medicaidfile all medical care you seek with those providers. Yes, someone else caused your injuries. Yes, you will have to reimburse them for expenses paid. HOWEVER, those expenses will be less than had you not filed through the benefits mentioned above because of the reduced, contracted rates they have with medical providers. (Darren Tobin wrote a great article on this reimbursement process, known as subrogation, entitled “Understanding Subrogation-Why You May Not Be Keeping It All”.);
  4. If you have no means of health insurance you can still be seen at the emergent facilities in your area or free clinics. Make sure you have a copy of the form filled out by the trooper if you were injured in an automobile accident. If from other negligence, be sure to indicate to the doctor how you ended up being injured and in need of medical care. Details are important, both in the doctor’s understanding to provide efficient & effective care and in determining the proximate cause of your injuries;
  5. If you have a primary care physician you have previously visited and sought care from make an appointment with them and explain how you ended up being injured and be detailed with your specific complaints;
  6. If you are a doctornurse, and/or otherwise medically trained & educated do not seek gratis, undocumented care because you know what your injuries are or what to do to make them better without anyone but you knowing. That is the worse thing you could do. As a well known Greenvilleattorney told me, “Insurance companies are like the Russians during the Cold War….”  What does that mean? Don’t confuse them. By not having documentation from a third party about your injuries, it confuses them. They don’t know how to value that so they don’t; and
  7. If you are hard headed or adverse to medical treatment, Just don’t expect the insurance company to put a value on your “pain and suffering” sitting at home without anyone knowing what you have endured but your loved ones. If it is not documented, you are not injured in the mind of the insurance company. If you wait weeks after the incident that injured you, insurance companies call that a “gap in treatment”.  Essentially giving them more reason to low ball you or make excuses on how you were injured other than reality.

I know you don’t know what to do. I realize you think the insurance company will take care of you because you didn’t ask to be put in this situation. Plus, it was the person, company, and/or entity they insure that put you in this condition.  I understand you have values and morals where you would treat others as you would want to be treated.

However, my job is not to help you strengthen misplaced beliefs in how the world SHOULD work. My goals and objectives with every client interaction are three part:

  • Educate you on the law, specific to your situation;
  • Help you get compensated for what you have had to endure at no fault of your own; and
  • Make sure you are satisfied with our attorney/client relationship so you brag about me to your friends, family, and others you know that may need me to fight the faceless insurance companies on their behalf.
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SC Pharmacist Launches Informative Website

Liv Osby of “The Greenville News” reported that pharmacist Rick Hansen, a pharmacist in Greer, SC,  launched an informative and helpful website for those taking, needing, or wanting medication and/or other health-care issues. Mr. Hansen’s website covers many areas:

  • Need to see if the pill you just got from the drug store is the right one? It’s on his site.
  • Want to find out about drug interactions? It’s there.
  • An interactive “Ask the Druggist” e-mail enables patients to pose questions they may be uneasy discussing in person.
  • There are links to WebMD, the National Institutes of Health and Medicare
  • There is information on drug discount cards, help paying for pharmaceuticals for those who can’t afford them, and there’s a place to see whether the latest alternative therapy really works.

In the article, Mr. Hansen stated:

“I had so many patients who came in asking questions, whether it was about Medicare Part D or how to get the best price on a prescription, and I was more than happy to provide the answers… Then one day, I was at home on vacation and I didn’t have anything to do, and I said, ‘I’m going to start a blog to help people get the right information.’ It just developed into a Web site.”

If you have medical questions visit his blog/website at http:/www.SCPharmacist.net

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The Devil’s Drug

I had never heard of methamphetamine referred to as the “Devil’s Drug”, until I saw what a crushing blow it could have on a local family, leaving young children and a loving wife in its wake.

It’s hard for loved ones and even addicts to reach out for help but there are so many resources made available that I felt compelled to list some of them:

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