“Trey’s Top Three” continues with this second article to determine the top three insurance companies I believe evaluate and handle their claims in a professional, ethical, and reasonable manner. This analysis is based on my observations, experiences, and interactions over five years working in the trenches against these insurance companies: Direct Insurance, State Farm, Allstate, Travelers, Nationwide, Dairyland Auto, Selective Insurance, Specialty Risk Services, Liberty Mutual, GMAC, Infinity, Farm Bureau, Auto Owners, Sentry, Occidental, Chubb, Bristol, Sedgwick, GEICO, Progressive, Viking, Great Central, Gateway, USAA, Safeco, Ohio State Casualty, James C. Green, AIG, Great Falls, Crawford & Co, Horace Mann, Lancer Insurance, Affirmative, Cottonstates, Zurich, Scottsdale, Cinncinati, Companion, Montgomery Insurance, Frontier Adjusters, Gallagher Bassett, First Acceptance, Constitutional State Services, Foremost, Assurance, Penn National,and others I cant recall at this moment. (I have settled claims against all these companies).
And the winners of “Trey’s Top Three” evaluation are:
- State Farm
- Farm Bureau
- Nationwide/Travelers* (tied)
If you have Allstate please switch immediately as ALLSTATE IS THE WORST insurance company you could be with. When you go in and switch or modify your coverage make sure you have: