South Carolina’s Top Three Automobile Insurance Companies

“Trey’s Top Three” continues with this second article to determine the top three insurance companies I believe evaluate and handle their claims in a professional, ethical, and reasonable manner. This analysis is based on my observations, experiences, and interactions over five years working in the trenches against these insurance companies: Direct InsuranceState FarmAllstateTravelersNationwideDairyland AutoSelective InsuranceSpecialty Risk ServicesLiberty MutualGMACInfinityFarm BureauAuto OwnersSentryOccidentalChubbBristolSedgwickGEICOProgressiveVikingGreat CentralGatewayUSAASafecoOhio State CasualtyJames C. GreenAIGGreat FallsCrawford & CoHorace MannLancer Insurance, AffirmativeCottonstatesZurichScottsdaleCinncinatiCompanionMontgomery InsuranceFrontier AdjustersGallagher BassettFirst AcceptanceConstitutional State Services ForemostAssurancePenn National,and others I cant recall at this moment. (I have settled claims against all these companies).

And the winners of “Trey’s Top Three” evaluation are:

  1. State Farm
  2. Farm Bureau
  3. Nationwide/Travelers*  (tied)


If you have Allstate please switch immediately as ALLSTATE IS THE WORST insurance company you could be with. When you go in and switch or modify your coverage make sure you have:

  • PIP/Medpay
  • UIM